About

Freeland Car Credit

At Freeland Car Credit, we act as both the bank and the dealership. In other words, we cut out the middleman, allowing you to find affordable financing options and stylish vehicles in one place. That means that we can get you approved for an auto loan that actually work for your lifestyle!

If you have bad credit, no credit, or are bankrupt — it’s not a problem at all! Helping customers with poor credit secure affordable loans and reliable vehicles is our specialty! We will get you approved and in a car in no time at all!

Plus, we can help you get your credit back! Our program has an incredible reputation of helping our customers with their payment plans, allowing them to rebuild their credit at the same time. We report to the Credit Bureau so that our customers can restore their credit scores with on-time payments. Click here to read testimonials from customers who got their credit back with us!

The Freeland Car Credit Difference

  • In-house financing
  • Large selection of vehicles
  • No additional dealer fees
  • Easy, “no hassle” process
  • Credit Bureau reporting
  • Clean CarFax report on every vehicle
  • Repair your credit
  • 12-month or 12,000 mile limited warranty

Facts About Your Loan

Once Ascent Auto Finance has agreed to finance your vehicle and you have signed a legal binding contract agreeing to repay your loan with on-time payments, your payment amount and payment due date will be specified in your contract.

We do report to TransUnion credit bureau so ON TIME payments will improve your credit. If you move, change phone numbers, change employment, or change insurance providers, please contact our collections department within 24 hours with your new information.

If for any reason you are not able to make your payment on time, you must contact our collections department on or before your payment due date.

Payments can be by:

Please read your Limited Warranty carefully and if you have any questions please don’t hesitate to ask.

Facts About Your Warranty

Freeland CDJR is furnishing you with a 12-month or 12,000 mile Limited Warranty.

  • The warranty starts the day you take delivery of the vehicle.
  • All covered repairs have a $200 deductible which is due at the time of the repair.
  • Any repairs needed after you take delivery that is NOT specified as a covered item under the warranty will be your responsibility.

Credit Approval! Quick, Easy, and Secure!

Buy Here Pay Here is our business, so we’ll get you approved and in a car in no time at all! Apply now!