Buying a new car can be a complicated process, especially if your credit history is less than perfect. Freeland Car Credit of Nashville wants to help you get back on your feet with our Buy Here Pay Here program. We know the undertaking of financing a car with bad credit might seem overwhelming. To make the process a smooth one, here are some frequently asked questions that might help clear up some car buying confusion.

Do All Vehicles That Ascent Auto Finance Finances Come with a Warranty?

Yes, all of our vehicles come with the area’s best pre-owned vehicle 12 months or 12,000 mile limited warranty. Please call or stop in for more information!

If I Purchase a Car Using Ascent Auto Finance and Have a Problem with My Payments, What Should I Do?

Good communication is the most important thing you can do to maintain a good relationship with Ascent Auto Finance. In the unlikely event that your scheduled payment will not be arriving on time, it is extremely important that YOU contact Ascent Auto Finance and let us know BEFORE the payment is due. We do understand that sometimes financial setbacks happen. It is your loan and it is up to you to keep the lines of communication open.

Do You Help People Rebuild Their Credit?

Yes we do1 Ascent Auto Finance will custom design a financing program for you based on your income, your personal situation, and the vehicle that works best for you! We also report to the credit bureau each and every month. We develop a long-term relationship with each and every one of our customers because we truly want you to be successful!

I Have a bankruptcy. Can you arrange financing for me?

Yes! If you have filed a Chapter 7 and you have had your meeting of creditors, your bankruptcy DOES NOT need to be discharged. If you have filed a Chapter 13, all you will need is a letter from your trustee outlining what they will allow you to do.

How Long Does It Take?

Chances are, you can drive home in your vehicle the same day, if not minutes after you visit us at Freeland CDJR. You can even apply online 24/7 and be pre-approved before you arrive at our dealership. It doesn’t get much easier than that.

Do You Take Trade-Ins?

Yes, we take trade-ins! If you owe money or have a payoff on your vehicle, please be sure to bring your loan information with you including your account number, phone number, and the name of your bank or financing company.

What do Freeland CDJR and Ascent Auto Finance do?

Through Freeland Car Credit, we help people with credit problems such as no credit, bad credit, repossessions, judgments, or bankruptcy get good reliable transportation and a friendly vehicle loan with terms they can actually afford. Unlike most dealerships we are prepared to deal with credit challenged customers. In fact, it’s our specialty! This is all we do each and every day!

What Are the Requirements for Purchasing a Vehicle Through Freeland Superstore and Ascent Auto Finance?

You will need your most recent pay stubs or proof of income, a valid Driver’s License, proof of residency, and TEN complete references. Our credit specialists and sales associates will help you find a vehicle that fits your budget and credit situation. At Freeland CDJR and Ascent Auto Finance, we want to make sure your vehicle and your loan fit your specific needs.

How Do the Payments Work?

Payments will be made either weekly, bi-weekly, or semi-monthly based on how you are paid at your job. We are able to provide more flexible financing options than other dealerships because we are the lender, allowing us an advantage the other guys just don’t have. We will custom design a financing program based on your income, your personal situation, and the vehicle that works best for you! Payments can be made with recurring debit, ACH, or online.